Friday, October 20, 2017

Rubbermaid FreshWorks Prize Pack Giveaway

Rubbermaid FreshWorks Prize Pack Giveaway 

Ends 11/3 US Only

Sponsored by Rubbermaid  Hosted by Top Notch Material

Rubermaid FreshWorks Keeps Your Produce Fresher Longer

This is a sponsored post for SheSpeaks/Rubbermaid®.

My oldest daughter is Vegan, so I buy a lot of produce. I don’t like going to the store multiple times a week, so I buy enough to last a week. With fresh produce, you hate for it to go bad. Sometimes that happens fast, but there are ways to prevent that from happening. Rubbermaid FreshWorks is one of those tools to help keep everything fresh.

Thursday, October 19, 2017

Planning for Today, Tomorrow and the Future with ABLE Disability Savings!

Planning for today, tomorrow and the future! 

Anyone that knows me, realizes that I am a planner, and that I take great strides to prepare and plan for our, and our children's future. We are fortunate because my husband can work and do overtime to make planning for our future even easier, but many do not have that option. In the shaky economic times we live in, it is more important than ever to save, and plan for the future, and in my opinion, that is especially true if you have a disability. 
 "According to a survey conducted by America Saves, only 40 percent of households are making good or excellent progress in saving, and more than 27 percent report no progress at all. The numbers are even more dismal for the disability community – the National Disability Institute reports that an estimated 1.9 million households that include an individual with a disability do not have a checking or savings account."

These are sad statistics to me, and I love that their are organizations like ABLE who make it easier for those with disabilities to save and prepare for their future.  I personally have a child who is disabled, with apraxia of speech, so this hits very close to home for me. I want him to be able to save and prepare for his future when he gets to that age as well. In the past, those who received government assistance could only have $2,000 in their savings account which effectively kept them in savings, but that is now no longer an issues because ABLE allows those with disabilities to save $14,000 a year tax-free without impacting your government benefits.

Some of the benefits of ABLE accounts include:
  • Access
  • Flexibility
  • Funeral and burial payments
  • Doesn’t require attorney
  • No monthly cost or cost to open
  • Already approved by SSA and Medicaid

But, how does an ABLE account compare to other financial planning tools, such as a special needs trust?

Join ABLE United and special needs attorney Travis Finchum in a discussion of the attributes of both types of accounts, to help you determine the best choice for yourself, your loved one, or the people you serve.

Please visit this webinar if you or a loved one is disabled and wants to start planning for their future. Gone are the day that those on disability have to keep their money in a box hidden in the yard....ABLE united has a way to help you! 

If you decide to go ahead and take the plunge, here is a code to help you save a little more: TOPNOTCH17

This post was sponsored by ABLE and financial compensation was received for this post. The sponsor and any compensation received for this post in no way affected my opinion or any statements presented in this post. Top Notch Material blog always provides honest opinions, beliefs or experiences on products and services reviewed. If you have any questions or would like your product, service or company featured on Top Notch Material, please contact Paige from Top Notch Material at The disclosure is done in accordance with the Federal Trade Commission 10 CFR, Part 255 Guides Concerning the use of Endorsements and Testimonials in Advertising. 

$50 Visa GC and Mistress of Evil Book Prize Pack Giveaway

$50 Visa GC and Mistress of Evil Book Prize Pack Guest Giveaway 

Ends 10/31 US Only

This giveaway is Sponsored by Disney-Hyperion and hosted by Mom Does Reviews

About the Series The Disney Villains series by Serena Valentino explores how the antagonists in Disney movies became some of storytelling's most iconic villains. In the first four Villains books, we see how the Evil Queen, the Beast, Ursula, and Maleficent fall into darkness, through the instigation of the mysterious Odd Sisters: Lucinda, Martha, and Ruby. About Mistress of All Evil (Book #4) Why does Maleficent curse the innocent princess? What led to her becoming so filled with malice, anger, and hatred? Many tales have tried to explain her motives. Here is one account, pulled down from the many passed down through the ages. It is a tale of love and betrayal, of magic and reveries. It is a tale of the Mistress of All Evil. About the Author Serena Valentino has been weaving tales that combine mythos and guile for the past decade. She has earned critical acclaim in both the comic and horror domains, where she is known for her unique style of storytelling, bringing her readers into exquisitely frightening worlds filled with terror, beauty, and extraordinary protagonists. The books in her best-selling Villains series are best enjoyed when read in the following order: Fairest of All, The Beast Within,Poor Unfortunate Soul, and Mistress of All Evil.


THE MISTRESS OF ALL EVIL: Shouldn’t she too get a happily ever after?
One (1) winner receives: the complete set of Villains books, a branded mug that changes colors when filled with hot water
and a $50 Visa gift card to indulge on whatever makes you happiest!
The Giveaway is open to US addresses only, 18+
The Giveaway ends 10/31 at 1159p est
Prizing and samples provided by Disney-Hyperion.

  a Rafflecopter giveaway

Please like us on facebook so you can get updates, new giveaway listings, and more

Top Notch Material is not responsible for prize fulfillment; sponsor will be responsible for prize fulfillment. This event is in no way associated with, sponsored, administered, or endorsed by Facebook, Twitter, Google, Pinterest or any other social media network. If you have any questions, please contact me at katrina dot gehman {at} gmail com. The disclosure is done in accordance with the Federal Trade Commission 10 CFR, Part 255 Guides Concerning the use of Endorsements and Testimonials in Advertising.

Krusteaz Pumpkin Spice Prize Pack Giveaway

Krusteaz Pumpkin Spice Prize Pack Guest Giveaway 

Ends 10/28 US Only

Tuesday, October 17, 2017

Superior Source Children's Prize Pack Giveaway

Superior Source Children's Prize Pack Guest Giveaway 

Ends 10/31 US Only

PRI Manuka Honey Prize Pack Giveaway

PRI Manuka Honey Prize Pack Guest Giveaway 

Ends 10/30 US Only

Friday, October 13, 2017

$30 Barnes & Noble or PetSmart or PayPal Giveaway

$30 Barnes & Noble/PetSmart or PayPal Giveaway 

Ends 10/20 Open WW

We wanted to switch things up a little on the gift card giveway. So this week we are doing Barns & Noble or PetSmart. Of course if you win you can choose PayPal cash if you want to as well.